Path: ...!news.mixmin.net!sewer!alphared!2.eu.feeder.erje.net!feeder.erje.net!newsfeed.bofh.team!paganini.bofh.team!not-for-mail From: Jim the Geordie Newsgroups: comp.mobile.android Subject: Re: Samsung Wallet vs Google Pay Date: Wed, 8 May 2024 13:26:00 +0100 Organization: To protect and to server Message-ID: References: Mime-Version: 1.0 Content-Type: text/plain; charset="us-ascii" Content-Transfer-Encoding: 7bit Injection-Info: paganini.bofh.team; logging-data="379698"; posting-host="+XbyLv1SaxDwJ2fBrKZCbQ.user.paganini.bofh.team"; mail-complaints-to="usenet@bofh.team"; posting-account="9dIQLXBM7WM9KzA+yjdR4A"; User-Agent: MicroPlanet-Gravity/3.0.11 (GRC) X-Notice: Filtered by postfilter v. 0.9.3 Bytes: 3595 Lines: 51 In article , tony@mountifield.org says... > > In article , > Jim the Geordie wrote: > > Yes I have a Samsung or I wouldn't have asked and yes I have NFC. > > > > I simply wondered whether the physical action of paying is simpler with > > one or are they both the same. > > The question arises because I often get asked (by a bloody machine!) to > > try my fingerprint again when it had already accepted it 5 seconds > > earlir. Grr. > > I noticed this annoying feature which started relatively recently with Google Pay. > > After doing some research, I found that Google made an update a couple of > months ago, such that every transaction requires that you have been > biometrically validated within the last few minutes. On my phone (Xiaomi), > Face Unlock is no longer considered sufficient, but fingerprint is. So if I > unlock with face recognition and then try to tap on a pay terminal, it fails, > then asks me for my fingerprint, then tries to pay again, hopefully with > success. Some terminals will need the retailer to reset the transaction before > you can retry. > > There are two workarounds that I found: > > 1. Turn off face unlock, so that I always needed to use fingerprint to unlock. > I tried this for a while, but it lost a lot of convenience in day-to-day use > of the phone. > > 2. When about to pay for something, open the Google Wallet app, and look above > your card image for a box that says "For your security, you need to verify > that it's you before paying." with a blue link "Verify that it's you". Tap on > the link just before trying to pay, enter your fingerprint, and then tap the > phone on the pay terminal. The box will disappear and the payment should then > work first time. There is a timeout of two or three minutes (I haven't timed > it, but it's not as short as "5 seconds") before the app will ask again for > you to verify. OK, this is more steps than just unlock and pay, but this is > the procedure I now use, as paying for something is much less frequent than > needing just to unlock my phone, and there is time to open the app while the > retailer is entering the transaction. > > Hope this helps > Tony Thanks Tony. Nice to have someone answering my question without raising the moral question of cash vs card/phone. After a bit of experimentation I find the Samsung Wallet easier to use. It always asks for fingerprint. Google offers options. -- Jim the Geordie