Path: ...!2.eu.feeder.erje.net!feeder.erje.net!fu-berlin.de!uni-berlin.de!individual.net!not-for-mail From: "Carlos E.R." Newsgroups: comp.mobile.android Subject: Re: Codes sent by text message Date: Wed, 13 Mar 2024 15:43:32 +0100 Lines: 43 Message-ID: References: <86r0gemqum.fsf@example.com> <86edcemcoc.fsf@example.com> Mime-Version: 1.0 Content-Type: text/plain; charset=UTF-8; format=flowed Content-Transfer-Encoding: 7bit X-Trace: individual.net CBsmOoC5wU9wgWD9cCeOkwZGEOqw9DiKfpRFxkiLnij6VbnRCM X-Orig-Path: Telcontar.valinor!not-for-mail Cancel-Lock: sha1:iYgo3gvaqN1klbWUvsqr6xpxOwY= sha256:GsC8Cw9XkzdgNg3+zf+d1fVZwMSp5rEXncdP3wSSCmU= User-Agent: Mozilla Thunderbird Content-Language: es-ES, en-CA In-Reply-To: <86edcemcoc.fsf@example.com> Bytes: 3069 On 2024-03-13 15:25, Richmond wrote: > "Newyana2" writes: > >> "Richmond" wrote >> >> I avoid any online banking. I can still walk and drive. Social >> security is auto-deposited. I just don't need online banking, so >> there's no sense risking it. I've also locked my credit. In the US one >> can contact 3 credit reporting agencies, establish a lock, and from >> then on no credit cards can be issued. If you need a new credit card, >> you unlock it temporarily. That method also provides a great excuse >> for pushy store clerks who want me to sign up for their store >> card. "Oh, I'd love to, but I have my credit locked. Haven't you done >> that yourself?" > > It isn't just the card unfortunately. If you install an app rather than > just receive an SMS, that app can do other things like make payments, > and tell you the PIN number of your card. What happens if someone else > finds the PIN number from your phone? well, the Bank would like to say > it is your fault. He has to know the password to open the phone, and the password to open the bank application. And possibly, a third password before the app allows you to do an operation such as retrieve the pin of a credit card. > > https://www.ftadviser.com/your-industry/2022/09/06/santander-agrees-to-reimburse-customer-after-gym-theft/ > I don't know what that pin in app feature is, and I am a santander client, just not in the UK. > HSBC offers both physical and digital secure keys, but the digital one > involves installing an app. > > https://www.hsbc.co.uk/help/security-centre/secure-key/ -- Cheers, Carlos.