Path: ...!uucp.uio.no!fnord.no!news1.firedrake.org!fu-berlin.de!uni-berlin.de!individual.net!not-for-mail From: Arno Welzel Newsgroups: comp.mobile.android Subject: Re: Samsung Wallet vs Google Pay Date: Sun, 5 May 2024 15:50:40 +0200 Lines: 98 Message-ID: References: <1o9got62136hu$.dlg@v.nguard.lh> Mime-Version: 1.0 Content-Type: text/plain; charset=UTF-8 Content-Transfer-Encoding: 7bit X-Trace: individual.net AXkcQhhnNq8gg90HPHctTw/SRJ5dFUumR8CFYA6r0x2rCzrAsM Cancel-Lock: sha1:KLH+5F3mYjrTV3Ie2hgf+e8caPQ= sha256:lfg8QygSm8WGo6tvInLs+cPOzdNh6h5/47EarWhfv1M= Content-Language: de-DE In-Reply-To: <1o9got62136hu$.dlg@v.nguard.lh> Bytes: 5598 VanguardLH, 2024-05-04 22:51: > Do you really want to give your very expensive smartphone to a table > jockey that doesn't tote around an NFC reader, but has to walk to a > terminal to register the transaction? When a waiter comes to my table > for me to pay my tab, he has no means of using my phone at the table. > Many restaurants do not have a front desk where you pay for your meal. > You're expected to pay before you leave the table. The waiters use > terminals to enter the transaction, not hand-held readers. Well, this depends on where you live. Here in Berlin, Germany, many restaurants either expect cash or if you can by with card, they usually have hand-held readers since no guest would accept giving their card away here or like to go to some front desk to pay. And in many shops and supermarkets paying via NFC is become the standard and the readers are position so that you can just use them without your card, smartphone or smartwatch. > I'd much prefer handing over a plastic card to a waiter who takes it to > a terminal to enter the transaction than hand them my phone with the [...] And I'd prefer *not* to give my cards to *anyone* to pay. Is it really the norm in the US to give anyone your credit cards, so other people could do whatever they want with it? > What about the contractor that, say, cuts down a tree, and wants to be > paid? He has his phone, but can your mobile pay app using NFC connect > to his mobile pay app via NFC on his phone? I've seen many SOHO folks [...] Well - this is something you have to discuss *before* you contract someone. But to answer your question: no, apps like Google Wallet are *not* designed to transfer money from one phone to another via NFC but to "emulate" a credit card. So if the contractor has a mobile NFC terminal like SumUp, he can accept payments this way as well: > I see mobile pay apps as convenient only when they are so. That they > exist doesn't mean those apps are the most convenient payment method. > Many users don't leave their phones on in trying to preserve battery > power for when they do want to use their phones. Oh joy, wait to power [...] I don't. I charge my phone (at the moment it's a Google Pixel 6a) once a day and usually have no problem using it until the whole day until I go to bed. > Do the mobile pay apps run as a service? If not, how long does it take > to load them? No, not refocus to a backgrounded app, but to load the > app, and then select which card to charge? Android leaves apps At least the apps register to handle NFC events, so they react more or less instantly as soon as you put the phone near a NFC card reader. For security reasons you usually have to turn on the display at least and if the amount to be paid is above a certain limit you also have to unlock your phone as well. [...] > I always have my wallet on me. It's in my pants pocket when I put on my > pants, or I transfer the wallet and other goodies to a clean pair. My > phone might be with me, might not. I too often forget to take my phone And my phone is always with me since it is more important in my daily life than my wallet. > with me. Also, just because I have the phone doesn't mean it happens to > be fully charged. I've been out with my phone when it makes the dreaded > "battery low" alert, or I find it auto-powered off when the battery > level got too low. Phones are nowhere near as reliable as cards. Go [...] That's because your phone is not as important for you in daily life. I have a password manager on the phone, e-mail, Signal messenger, Netdata alerts and so on. And yes, this is crucial for my job as IT tech lead in a big company. > I have both manual tools, and those that are battery powered, like a > hand screwdriver and a cordless power drill. I use both. Even when the > powered drill is charged and immediately at hand, sometimes a manual > screwdriver is the better choice. Take both the phone and card with Yes, manual screwdrivers are often the better choice if you do *not* want to strip tight screws or if you want to tighten them without stripping. > you. Use whichever is most convenient at the time, and whichever will > work at the time. Sometimes either will work. Sometimes only one > works. Sometimes neither will work (shit happens). Of course - everybody has the free choice to use whatever works best. But mobile payment using apps like Google Wallet has become the norm for many people. -- Arno Welzel https://arnowelzel.de