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From: AJL <noemail@none.com>
Newsgroups: comp.mobile.android
Subject: Re: Codes sent by text message
Date: Wed, 13 Mar 2024 15:43:09 -0000 (UTC)
Organization: A noiseless patient Spider
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On 3/13/24 4:40 AM, Newyana2 wrote:

>I avoid any online banking. I can still walk and drive. Social
>security is auto-deposited. 

I go one step further. ALL my bills are automatically deducted from my bank
 accounts including using my (cashback) credit card if allowed by the vendor
 (some don't because of the extra expense to them). And likewise the
 deposits: SS, my retirement check, and investment income. Nothing has come
 by physical mail in years which IMO is much more dangerous...

>I've also locked my credit. In
>the US one can contact 3 credit reporting agencies, establish
>a lock, and from then on no credit cards can be issued. If
>you need a new credit card, you unlock it temporarily. 

Perhaps for a NEW card but I also have had all 3 credit bureaus locked for
 years and my (cashback) cards keep automatically renewing...

>That
>method also provides a great excuse for pushy store clerks
>who want me to sign up for their store card. "Oh, I'd love to,
>but I have my credit locked. Haven't you done that yourself?" 

I just say no thank you as I present my (cashback :) card. No excuses are
 required...