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From: AJL <noemail@none.com>
Newsgroups: uk.telecom.mobile,comp.mobile.android
Subject: Re: Mobile banking: alarm as fraudsters take over handsets and raid
 accounts
Date: Sun, 14 Jul 2024 08:20:57 -0700
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On 7/14/2024 2:24 AM, Chris wrote:
> AJL <noemail@none.com> wrote:
>> On 7/13/2024 4:20 PM, Chris wrote:
>>
>>> Bank apps ask you to set a PIN as an added level of security.
>>> People are lazy and don't want to remember another PIN so use the
>>> same one as the phone lock screen.
>>
>> Depends on the bank app. Mine don't offer pin capability but do
>> require long passwords using all types of characters.
>
> That's sounds like a PITA.

PITA? Not for me. Because I'm one of those paranoid folks who don't keep
any banking (or investment) apps on my phone for security reasons. I
really don't have to do any phone banking while out. And it's easy
enough to save for home.

As far a pin vs password I find passwords easier. That's because I use a
formula for each site. Something like $ + my first employee number +
first 3 letters of site/app name + my second employee number + next 2
letters of the site/app name + the number 13. This is just an example
and it can give me a 15+ character password that I can easily remember
and type in in a just few seconds.

I use the formula for ALL my password requiring sites, sensitive or not.
I let Google remember and insert the non-sensitive ones.

Also I can remember and use my formula for ALL my sites, even at my age.
I doubt I (or most folks) could remember that many DIFFERENT pins...