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From: Nick Finnigan <nix@genie.co.uk>
Newsgroups: uk.telecom.mobile,comp.mobile.android
Subject: Re: Mobile banking: alarm as fraudsters take over handsets and raid
 accounts
Date: Mon, 15 Jul 2024 22:25:09 +0100
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On 15/07/2024 17:05, Davey wrote:
> On Mon, 15 Jul 2024 14:48:38 +0100
> Clive Page <usenet@page2.eu> wrote:
> 
>> On 14/07/2024 00:20, Chris wrote:
>>
>>> Not the same thing. Bank apps ask you to set a PIN as an added
>>> level of security. People are lazy and don't want to remember
>>> another PIN so use the same one as the phone lock screen.
>>
>> I have no idea why the banks have recently made the security of their
>> apps weaker.  I have two banking apps on my phone, each of them used
>> to have a longish alphanumeric password that I had chosen (two
>> different passwords of course).  But recent compulsory "upgrades" to
>> each App have made me chose a 5-digit or 6-digit PIN.   I have chosen
>> different PINs and neither is the same as the one I use to unlock the
>> phone, but all the same it's obviously less secure than before.  Can
>> anyone think why on earth they have done that?  It seems crazy to me.
>>
> 
> What is the banks' explanation?

  First Direct did something similar, their claim was 'use ... on more than 
one device'. That may just have meant they were switching software to match 
HSBC, which already had 6 digit PINs and multiple devices; or maybe some 
devices only allow numeric input.